The Best Car Insurance in Georgia for 2024

The Best Car Insurance in Georgia for 2024, It makes logical that you would want to locate the finest auto insurance in your state if you are a driver in Georgia. But it might be challenging to determine which “best” option is actually the best for your circumstances because there are so many variables to consider when selecting an insurance provider.

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To make things simpler for you, NerdWallet examined 29 Georgian auto insurance providers to determine which ones were best in the following categories:

Travelers had the best overall rating among the 29 Georgian auto insurance providers that were qualified. Our star ratings center on some of the most prevalent elements that may have an impact on the experience of customers.

Auto-Owners is the least expensive choice on our list of insurance providers with a rating of 4.5 or better, out of the 29 businesses we examined to see which offers the best auto insurance in Georgia. According to our data, the typical cost of Auto-owners’ full coverage insurance for drivers in Georgia is $1,542 annually, or $129 monthly. (You might have a different rate.)

Auto-Owners Insurance

Bundling multiple insurance policies with Auto-Owners, a company with a wide range of coverage options and little client complaints, can be convenient and offer discounts to individuals in need of many policies.

When it comes to client satisfaction, Georgian drivers should choose Country Financial as their auto insurance provider. This is based on an analysis of Georgia-based auto insurers with a NerdWallet rating of 5.0 stars.

Country Financial’s overall performance was rated 4.5 stars out of 5. Our editorial staff determines NerdWallet’s ratings. Financial strength ratings, complaint data from the National Association of Insurance Commissioners, and consumer experience are all factors in the scoring algorithm.

Country Financial began as a farm and crop insurance company in the Midwest, founded by farmers in Illinois. The organization now provides a wide range of insurance products in 19 states to residents of both cities and rural areas.

The organization provides retirement and college savings plans in addition to auto, house, life, and other insurance coverage.

Why NerdWallet is trustworthy: We guarantee fairness and accuracy in our coverage by having our writers and editors adhere to our editorial criteria. This allows you to select the insurance plan that best suits your needs. These carrier rankings are exclusive to auto insurance; a company’s ranking on our site for other products can change. Check out our standards for assessing auto insurance providers.

Country Financial

For a business of its size, Country Financial had the fewest complaints to state regulators; you can read more about them in our study of Country Financial auto insurance.

Only 19 states provide Country Financial’s auto insurance, yet the company has minimal complaints from customers.

The organization provides retirement and college savings plans in addition to auto, house, life, and other insurance coverage.

According to the most current NerdWallet review of full coverage car insurance prices in Georgia, Central Insurance is the least expensive vehicle insurance provider in the state, charging an average of $1,331 per year, or $111 per month. In Georgia, full coverage auto insurance typically costs $2,521 annually, or roughly $210 per month.

Georgia’s minimum coverage is $724 annually on average, but it’s certainly possible to find an insurance for less money. For instance, Georgia Farm Bureau provides minimal coverage auto insurance at the lowest possible cost—$415 annually on average—for a driver who is 35 years old and has a spotless driving record.

The editorial staff at NerdWallet examined Georgian auto insurance quotes from 16 different insurers and identified the top five deals for drivers of various ages and backgrounds who were all operating 2020 Toyota Camry L vehicles. We examined rates that correspond to Georgia’s minimal coverage criteria. We utilized the following coverage limits for complete coverage:

Finding the finest low-cost auto insurance may require drivers in their 20s to obtain numerous estimates. For young people in their 20s, prices can be extremely high, but as drivers get more driving experience, prices usually decrease. It’s still advisable to search around to discover the cheapest insurance rates for young drivers, as some firms consistently offer them.

Most drivers will benefit from lower auto insurance premiums by the time they are in their 30s compared to when they are in their teens and 20s. However, a person’s driving history and the make and model of their car might raise the cost. By comparing quotes and utilizing any available discounts, drivers in their 30s can obtain cheaper insurance costs.

Although, on average, their insurance premiums are better than those of younger drivers, drivers in their 40s still pay more than those in older age groups. The easiest approach to obtain cheaper rates is to shop around for cheap auto insurance quotes from several different insurers. Pay-per-mile insurance is a type of vehicle insurance that charges drivers based on the number of miles they drive. It may be of interest to good drivers who do not drive frequently.

On average, drivers in their 50s pay less for auto insurance than most other age groups. As people get closer to their 60s and accumulate more driving expertise, prices will keep falling. To get the best deal, compare rates as they may still differ based on a driver’s region and gender, among other criteria. A smart place to start is with our list of affordable auto insurance providers.